Nina, the oldest child of the family, comes from Hòa Bình, a Vietnamese province 80 kilometres from Hanoi. Her mother, a day labourer in a brickwork, earns only 200,000 dongs a day, barely £7. It was insufficient to feed her family.
Therefore, Nina decided to pursue a university degree, believing that would be the only way for her to outperform her mother. To do so, she had to move to Hanoi for her study, paying for rent (2,500,000 dongs per month, around £90), and her school fees. To achieve her objectives, Nina contracted a 100-million-dong bank loan (£3500).
A small fortune for her, especially when she also has to finance her sister and two younger brothers’ education. Nina’s case is not unusual in Hanoi. Many students from various provinces and with underprivileged backgrounds have come to the capital to pursue a degree.